Market Volatility x Inflation = Panic?

We’ve been saying that Cash isn’t King – historically it is the worst performing asset class. It may feel safe, but it does not have the ability to keep up with inflation. Your excess cash could be working harder for you by investing instead of losing purchasing power. We should all have some cash for short term needs and emergencies. …

Market volatility feeling scary?

If you’re paying attention to the financial markets, you’re probably feeling a bit unsettled by the volatility we have seen this year. Volatility is a normal part of investing. It may feel scary, but it shouldn’t be surprising. Given the inherent volatility in the market, we have built this into our assumptions and our regular investment process. We also know …

What is a Bear Market exactly?

Have you ever wondered what the Bear v. Bull analogy actually means?? Economists normally define a Bear Market as a 20% decline from a previous high over a sustained period of time. You may be hearing this term used more lately. However, the real question is, should you: Climb a Tree – buy in with extra cash Lay Down – …

Negative GDP – not too concerning

The GDP data released this week showed that during the first quarter of the year, the economy was growing, or really contracting, at a pace of -1.4%. This number measures total output of Q122 compared to total output in Q421. On an annual basis, however, the economy did grow +3.6% in the first quarter of this year compared to the …

Inflation & military conflict … to worry or not to worry?

As the volatility of 2022 continues with last week’s Russian invasion of Ukraine, many of you might be worrying about the plans you have diligently made and wondering what these new developments mean for your savings. Russian Conflict Some points to consider regarding Russia: The circumstances are fluid and we can expect volatility – the US stock market is seeing …