WHAT property do you have? WHY do you want to transfer it? WHO do you want to receive the property? WHEN do you want to transfer it? HOW do you legally transfer the ownership of the property? Answering these five questions will help you develop a plan for transferring your property to the next generation. WHAT types of property do …
No portfolio has been immune to market volatility in 2018. A common industry measurement of stock market volatility is The Chicago Board of Options Exchange (CBOE) Volatility Index, aka “VIX”. The VIX tracks the expected 30-day volatility using S&P 500 options. A lower VIX number (10) suggests lower expected short-term volatility, whereas a higher number (22) implies turbulent markets ahead. …
Bitcoin has been all over the news lately as the cryptocurrency has continued to skyrocket in value. In 2017, Bitcoin rose almost 1,400 percent (from $900.86 to $13,444.88), and that was after a big drop in December. That meteoric rise caught the attention of the media, and in late 2017 and early 2018, Bitcoin spread to new audiences due to …
Article first appeared in the Knoxville News Sentinel. Last week hundreds of people received an email purportedly from me forwarding an attachment to be opened. Only it wasn’t from me. It was spoofed. If you hovered a mouse over the email address you would see “my email” wasn’t really mine at all. And since my email appears at the bottom …
Click here for our Spring 2018 Newsletter
The beginning of a new year presents an opportunity for investors to recalibrate and review their goals. Often among these is a renewed endeavor to give back in a charitable fashion. While it may seem counterintuitive, the appropriate planning techniques make it possible to maximize return, enhance tax efficiency and satisfy philanthropic ambitions. In lieu of traditional donations, these techniques …
As the United States recovered from the Great Recession, a lot of people paid down personal debt and increased their savings. As the economy has improved, Americans have gone back to spending. According to the Federal Reserve Bank of New York, personal debt rose in the 4th quarter of 2017, marking the 14th consecutive quarter with an increase. As of …
Help! The market is at a record high. What should I do?! Yes, the market was trading in record territories, but things haven’t been as over-valued as they might have appeared. Corporate earnings are up, so while the price earnings ratios are high, they are not at “frothy” levels. However, we are certainly not surprised by the recent increase in …
While this image captures many different scenarios, it certainly applies to the recent market activity. Be sure to give us a call if you’d like to talk through the latest changes and your accounts. Imagine being in a boat in the ocean on a very still day. No wind. No swell. The water is as flat as a mirror. The …
In late 2017, Congress passed a new tax law that will affect your taxes in 2018. There were many changes to the tax structure, both for people and businesses that may affect your decisions this year and come tax time next year. Here are some ways the new tax law will affect individuals. Limits on state and local tax (SALT) …
