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Equifax Security Breach – What to do??

September 14, 2017 by The Trust Company of Tennessee

We want to pass along info on the Equifax security breach and what steps to consider even though THE TRUST COMPANY HAS NOT HAD A SECURITY ISSUE .  We encourage you to read the articles linked at the bottom.
Acco rding to the Federal Trade Commission, “there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.” Some of the more sobering facts, according to Equifax are that the breach lasted from mid-May through July of 2017 and the hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.
  • Check Equifax Website to see if you were impacted https://www.equifaxsecurity2017.com/potential-impact/. This will let you know if they believe you to have been compromised and give you 1 year of free monitoring. If you choose free monitoring expect to get solicitations for renewal after the free year expires.
  • Consider a credit freeze on Equifax’s, Experian’s and TransUnion’s websites. This will freeze anyone from running your credit and you can unfreeze when needed using a PIN code. A $7.50 fee for Experian and TransUnion may be charged.
  • Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting www.annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit www.IdentityTheft.gov to find out what to do.
Article Links Below….
https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do
https://www.nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-heres-what-to-do-now.html?rref=collection/byline/ron-lieber&action=click&contentCollection=undefined&region=stream&module=stream_unit&version=latest&contentPlacement=1&pgtype=collection

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